Who are we?
Icebroom Motors T/A Great Central Auto
Tel: 01788 565243
Email: [email protected]
Webiste: www.greatcentralauto.co.uk
Who regulates us?
Icebroom Motors Limited T/As Great Central Auto, Leicester Road, Rugby, Warwickshire, CV21 1DJ, is authorised and regulated by the Financial Conduct Authority. Our FCA number is 311545.
Icebroom Motors Limited T/As Great Central Auto’s permitted business is arranging general insurance contracts
You can Check this on the FCA’s Register by visiting the FCA’s website www.fca.org.uk/register or by contacting the FCA on 0800 111 6768.
Icebroom Motors Limited T/As Great Central Auto is also authorised and regulated by the Financial Conduct Authority for consumer credit purposes.
We are a broker for finance and not a lender. We can introduce you to a limited number of lenders and finance products to assist with your purchase, who may pay us for introducing you to them.
Consumer Credit Disclosure
Icebroom Motors Limited T/as Great Central is a broker for finance and not a lender
- The lenders that we use are given first right of refusal. This is because these lenders will pay us a commission for introducing you to them.
- This commission can be based on the amount you borrow or the vehicle you purchase.
- We will inform you of the amount of commission that we will earn in good time.
- We will require your consent to receive this commission.
You do not have to take our finance as it is available through other distributors. You can arrange funding for your vehicle elsewhere and it may be cheaper.
What will you have to pay us for our services?
We do not charge you a fee for our services.
We will typically receive a commission from the lender, as either a fixed fee or a fixed percentage on the amount you borrow. These arrangements are negotiated with our lenders in advance and do not give us any discretion to negotiate or adjust your annual percentage rate (APR) or any other item included in the total charge for credit. The APR may vary according to your credit status or the amount you borrow. The commission we earn does not change in relation to the type of finance (Hire Purchase, Personal Loan or Personal Contract Purchase) you choose or the length of the finance agreement.
At any time prior to concluding your vehicle purchase, if you are an individual, sole trader or small partnership, you are entitled to request details of any commission we will receive as a result of arranging your finance with a lender. This request can be made from the Sales Executive handling your sale, or by contacting [email protected]
If you buy an insurance product we recommend to you, we will make a margin on the sale of that product from the price paid by you. We also receive training support from the insurance administrators.
Whose Insurance products do we offer?
We only offer products from a limited number of insurers
Ask us for a list of insurers we offer insurance from
Insured Products - Complete Wheel Insurance, Alloy Wheel Insurance, Cosmetic Repair Insurance, Minor Damage Insurance, Extended Warranty (Not all warranties are insured, please check full Terms & Conditions)
Non-Insured Products - Paint
Which service will we provide for you?
We can introduce you to a number of lenders who may be able to help finance your vehicle.
This group of lenders provides us with a range of products which may be suitable for your vehicle purchase requirements.
We will explain the key features of those products to you and make a recommendation based on the affordability which is suitable for your demands and needs at the time it is made.
We are not Independent Financial Advisers and so are unable to provide you with undependent financial advice. There are also other sources of finance which you may wish to investigate.
We will receive commission payments from finance providers should you decide to enter into a finance agreement with them via us.
What to do if you have a complaint
To register a complaint contact us by either:
Email: [email protected]
Telephone: 01788 565243
or write to us at: Great Central Auto, Leicester Road, Rugby, CV21 1DJ